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  • Testimonials
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Golden Financial Tips You Can Actually Use

Whether you're a real estate agent or a hopeful homebuyer, this chat with Stephen Seidler of CMG Loans is packed with smart, actionable advice.

From demystifying the loan process to offering strategies that actually help you win the deal, Stephen breaks it down without the fluff. If you’ve ever felt overwhelmed by the mortgage maze, this one’s for you.

Hassle-free loan tips, straight talk, and real solutions - because getting the keys shouldn't be the hardest part. Tune in for nuggets that could save you time, money, and stress!


Subscribe to my YouTube Channel for More Information and Tips

Pro Tips for First Time Buyers

Follow along as Stephen Seidler explains how to get on the real estate ladder.. his great insights and sound advice won't lead you astray. Actually there is great advice here for everyone, Stephen walks you through some loan and mortgage options available to first time buyers.

The True Cost of Refinancing

We often hear buy now and refinance later.. but what exactly does this mean for the client. What are the hidden costs and fees that you should be aware of.

Pre-approval & Mortgage Process Made Easy

The pre-approval and mortgage process can be terrifying especially for first time buyers. I remember my own experience and I felt so green and lost.  Stephen Seidler explains the process in this short video

Current Interest Rate Trends

Stephen Seidler walks us through the current interest rate trends and how the Federal rate change will affect the mortgage industry.  We will not see this change overnight but rather slowly over time so don't wait hoping for them to change overnight. Make sound financial real estate decisions and work with what is available.

Overcoming Common Mortgage Hurdles

IGetting mortgage approval can be a challenge and in this video Stephen Seidler explains what the most common hurdles are and how to overcome them  In his many years of experience Stephen has seen it all, in this short video Stephen shares this knowledge, along with some creative ways of getting that ideal mortgage that you are looking for.

Mortgage Industry and how NAR will shape its future

Stephen provides incredible insights into the lending industry, guiding us through the approval process with excellent advice for first-time buyers and tips for entering the real estate market.  Additionally, Stephen shared how the NAR settlement will impact the future of the real estate and mortgage industry. Whether you're considering buying now or in the future, or if you're a real estate agent looking to collaborate with a lending bank licensed in every state, this video is for you.

How Will NAR Changes Affect Buyers

How will NAR affect Buyers and how quickly will it become something that buyers are confronted with?  This question and more is handled by Stephen Seidler in this interview with Tricia Barlow from RealEZtech .  NAR ruling comes into affect in August, however Buyers may not have to really worry about this until some time in the future. In this video Stephen explains why Buyers may not be faced with paying Commission until well into the future.  He also discusses how mortgage lenders are considering handling this and the common misconception that it can simply be rolled into the mortgage.

Mortgage Rates Increase with Fed Cut!!! WHAT!!!!

Stephen Seidler from CMG Home loans really explained to me why the mortgage rates went up even with the Fed Cut. Guess what.. there is not a direct line between Fed Rates and Mortgage rates. Who would have thought! I was shocked for one anyway  While it's been seen as a positive move for the economy, it hasn't had the impact on mortgage rates that many were hoping for - at least not yet.

Optimizing Interest Rates

Stephen Seidler demystifyies interest rates and shed light on recent changes in the rate market. Whether you're a seasoned investor or a first-time buyer, this discussion breaks down what the Fed's interest rate cut means, how rates have performed, and where they’re likely headed.

Get Your Kids To Leave Home

HomefundIt is a great new offering from CMG Loans that helps you supercharge your mortgage downpayment for first time homebuyers!   If you’re a first-time homebuyer or a parent with adults children thinking of buying…you can now supercharge a home down payment! Its the Go Fund Me for Mortgages!

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